Microsoft 365 Copilot review

Microsoft 365 Copilot's paid entry point is the Microsoft 365 Copilot Business plan at USD 25.2/mo · Microsoft 365 Copilot Business. The condition attached to that figure: USD 25.20 per user/month billed monthly; USD 18/user/month paid yearly, itself a promotional rate shown struck through from USD 21. It is an add-on: you must already hold a Microsoft 365 plan. We read this from the vendor's official pricing page on 2026-08-08. AI pricing changes often — confirm before subscribing.

No permanent free plan is listed on Microsoft 365 Copilot's current pricing page. A free trial is offered instead.

On our reading, Microsoft 365 Copilot is a poor fit for freelancers not already on Microsoft 365; anyone wanting a standalone assistant. Its documented limitations are: No free plan, and the entry price assumes you already pay for Microsoft 365; The headline annual rate is a promotion, not the standard price; Worthless if your work does not live in Microsoft 365.

Microsoft 365 Copilot fits small businesses already paying for Microsoft 365, teams working in Word, Excel and Outlook, anyone standardised on Teams most closely. Its main use cases are drafting in Word and Outlook, summarising Teams meetings, analysis in Excel, and setup difficulty is rated moderate.

Our evidence level for Microsoft 365 Copilot is "official documentation reviewed", which means we read the vendor's own documentation and pricing page for this review cycle, but did not run the product hands-on. We never describe a tool as tested unless a documented workflow, result and date support it.